Lloyds of London - Medical exam NEVER DONE

[TheMoonIsDancing]

1988–96In the late 1980s and early 1990s, Lloyd's went through the most traumatic period in its history. Unexpectedly large legal awards in U.S. courts for punitive damages led to large claims by insureds, especially on APH (asbestos, pollution and health hazard) policies, some dating as far back as the 1940s. Many of these policies were designed to cover all liabilities not excluded on broadform liability policies.

Also in the 1980s Lloyd's was accused of fraud by several American states and the names/investors. Some of the more high profile accusations included:

Lloyd's withheld their knowledge of asbestosis and pollution claims until they could recruit more investors to take on these liabilities that were unknown to investors prior to investing in Lloyd's;
Enforcement officials in 11 U.S. states charged Lloyd's and some of its associates with various wrongs such as fraud and selling unregistered securities;
Ian Posgate, one of Lloyd's leading underwriters, was charged with skimming money from investors and secretly trying to buy a Swiss bank; he was later acquitted.

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[PureLove]

There are days I wish I had never Googled MJ Hoax, but most of the days I simply feel sorry for the close minded, mourning fans who think he let some incompetent doctor inject him with all those drugs, because they are missing The Greatest Show On Earth. They will witness the end/the bam/the goal, but it's the journey that counts and they will never be able to experience it the way we are.  

I couldn't agree more with this.

[hesouttamylife]

might as well add this little bit of info;
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Chief exits Oxygen arm Robertson Taylor
1 June, 2011
Music and entertainment broker Robertson Taylor’s chief executive John Silcock has left the company, Insurance Times understands.

Silcock’s directorship at the Oxygen Insurance Brokers subsidiary was terminated earlier this month, according to a Companies House filing.

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Oxygen refused to confirm Silcock's departure. “Oxygen does not comment on matters relating to individual employees or employment contracts,” said a spokesman.

Oxygen acquired Lloyd’s broker Robertson Taylor in August 2007.

It specialises in arranging insurance for concerts and tours, and was the broker for Michael Jackson’s ‘This is it’ tour in London that was due to take place in 2009 before the pop star’s death.

Andrew Wallin, managing director of Oxygen Partners, the broker’s wholesale and schemes division, is now listed as managing director of Robertson Taylor, according to its website.

[mjj4ever777]

I agree with peacock, the whole thing, from the O2 onward was staged. It's been planned for  more then 25 years. A great deal of what we (think we) know about those years may have been staged as well. The evidence to support all of this is staggering.

Of course it is. Why else would the TII poster state: Discover the man you never knew? and Like you've never seen him before. We all know those statements refer not to the 111 minutes of TII, but to the past 2 years where the fans with an open mind came to the conclusion that maybe they didn't know their big hero at all, that maybe they only saw what he wanted them to see: The King of Pop.

I didn't know shit before June 25, besides his music and I think that blank MJ page in my head has kept me sane. I have never seen him as weird, because in my opinion all the drama surrounding MJ (besides the trial and the accusations) was deliberate to keep his public persona alive. I never understood why he did certain things, dressed a certain way, said certain things, talked in a certain manner and I sure as hell didn't understand a lot of his wig and make-up choices. But because I never cared about celeb's lives, I never tried to understand. I think that because I always thought he was playing some kind of role, I immediately thought it was a hoax when I heard the news. But the fact that I watched the memorial only to wait for him to jump out of the casket, proves I might have understood something, but also nothing at all. I think the last 20 years of his life as we know it, have been staged. A role to try and wake people up, to send out a message. Every single thing in those 20 years (and I think he rehearsed a little before those 20 years) had a deeper meaning, an artistic and symbolic way of telling a story that sadly only few, if anyone, really understood. He had to die for people to understand the meaning of it. The 'symbol', the KOP, died on June 25. What remains is a man none of us know. He could be just like you or me, or you next door neighbour. The only thing that is not staged is his endless love for children and those in need, because that was never a circus, that was pure. Major clue about his charachter though is the fact that he pulled this off. Means that he's not some scared, naive and dumb entertainer, it means he is highly intelligent, fully awake and has some balls! The man is on a mission and we have the privilege of following it that close. There are days I wish I had never Googled MJ Hoax, but most of the days I simply feel sorry for the close minded, mourning fans who think he let some incompetent doctor inject him with all those drugs, because they are missing The Greatest Show On Earth. They will witness the end/the bam/the goal, but it's the journey that counts and they will never be able to experience it the way we are.  

Sorry, I realize this was slightly off topic.

I LOVE this post Souza!! I see my own "journey" in your words, and I agree with all you have written. So, "Thank you" for sharing with us!

I wasn't a fan and I didn't really even think about Michael Jackson before this hoax, but I have come to Love and Respect, the "MAN" Michael Jackson that  I have discovered because of this hoax! I am so grateful to all of the "life lessons" I have learned on this "adventure". We are all truly blessed to be experiencing "History in the making", I'm just sorry that more people are not experiencing this with us!

As for the Lloyd's of London policy.....Good catch Souza! "Michael did not disclose he was taking prescription drugs prior to and at the time of his death" --  lolol/

[heartphantom]

bec wrote:I agree with peacock, the whole thing, from the O2 onward was staged. It's been planned for more then 25 years.

:shock: 25 years?

[Grace]

Ps. your family will never get back the person you were before 6/25/09, neither will any of ours. There's no going back from this death hoax.

Yep, so true.
Never the same again.

[heartphantom]

Ps. your family will never get back the person you were before 6/25/09, neither will any of ours. There's no going back from this death hoax.

Yep, so true.
Never the same again.

True, but not necessarly good.

[everlastinglove_MJ]

ForstAMoon wrote:

The court documents attached.

MJ-Lloyds document


Lloyd's of London is suing the Michael Jackson Company and AEG over an insurance policy that was taken out for Michael Jackson's performances in London, which never happened due to the superstar’s sudden death.

LLoyd's accuses AEG, the concert promoter, of withholding witness statements, and "other information necessary to determine AEG's entitlement to coverage under the policy," according to the lawsuit.

The insurance policy that was taken out on behalf of the former King of Pop for $17.5 million dollars, which Lloyd's doesn't think it should have to pay because it was never revealed to them that Jackson was taking prescription drugs and Propofol.

Lloyd's contends it shouldn't have to pay the insurance policy because: "AEG and/or Jackson, knew but did not disclose that Jackson was taking prescription drugs and/or drugs prior to and at the time of his death, including Propofol," the court docs state.

The insurance company asserts that they have the right to rescind the policy because of Jackson's alleged drug use.

Lloyds wants the judge to issue an order declaring the insurance policy canceled and that AEG and the Michael Jackson Company are only entitled to a refund of the premium of the policy.

Michael Jackson died on June 25, 2009 of an acute Propofol intoxication. Jackson's personal physician, Dr Conrad Murray, who admitted to administering Propofol to Michael, has been charged with involuntary manslaughter. Dr. Murray's trial is expected to begin in September.

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And this in these documents, The insurance was issued under the alias of "Mark Jones", and covered the 30 first concert at the 02

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And this in these documents, The insurance was issued under the alias of "Mark Jones", and covered the 30 first concert at the 02

Alias "Mark Jones": it seems not unusual to use an alias in insurance cases, even if it's a legal document..

Posted on June 8, 2011 by Chip Merlin
Michael Jackson Event Coverage Claim Denied--Lloyd's Files Suit
The ability to anticipate future events is important. How about this August 2009 prediction I made in More News on the Michael Jackson Event Cancellation Insurance Policy and Claim:

One of the trends in insurance claims is that some insurance carriers are a lot more willing to litigate potential defenses regardless of the wealth or size of the policyholder. Two decades ago, corporate clients and those of public reputation infrequently needed to resolve insurance matters in courtrooms. That is no longer the case. With $17.5 million at issue, I would not be surprised if the underwriters were considering application defenses as well.

Underwriters at Lloyd’s filed a lawsuit in Los Angeles this week seeking a declaration of no coverage for various reasons, including an application defenses. One curious and common theme throughout the complaint is that the policyholders failed to cooperate and satisfy post-loss conditions. Proofs of loss, examinations under oath and other information were allegedly not provided. For example, the complaint states:

This is an insurance dispute between sophisticated parties to a contingency non-appearance and cancellation policy. The policy was issued with regard to Michael Jackson’s series of concerts to be held London, England at the Arena during the summer and fail of 2009. In light of Mr. Jackson’s death, the concerts never went forward. The insured, AEG Live LLC (“AEG”) made a claim for coverage under the policy and UNDERWRITERS have sought to obtain documents, witness statements and other information necessary to determine AEG’s entitlement to coverage under the policy. The parties have an actual and present controversy regarding what coverage, if any, is afforded under the policy and/or whether the policy should be rescinded for non-disclosures and/or misrepresentations as more fully set forth below. AEG has failed and refused to provide UNDERWRITERS with necessary information, including but not limited to, information and documents regarding Dr. Conrad Murray, Mr. Jackson and AEG, which UNDERWRITERS are informed and believe are directly relevant to and necessary for the determination of whether AEG’s claim is covered. (emphasis added)

Regarding the application defense, the complaint states that misrepresentations made before Michael Jackson’s death voided policy conditions:

"UNDERWRITERS contend that they do not have a duty to indemnify AEG and/or Jackson LLC, based upon THE POLICY’S applicable Conditions Precedent, including but not limited to “Pre-existing Medical Conditions” and “Other Pre-existing Conditions.” THE POLICY states as Conditions Precedent as follows:

It is a condition precedent to the liability of [UNDERWRITERS] that [AEG and/or Jackson LLC] has:...

4.1 truthfully declared all material facts likely to influence a reasonable Insurer in determining:

(4.1.1) whether or not to accept the risk or any subsequent amendment,

(4.1.2) the premium,

(4.1.3) the conditions, exclusions and limitations, having reasonably made all necessary inquiries to establish those facts.

4.2 ... established to their best knowledge and belief after making reasonable inquiry that [Jackson] has no physical, mental or medical condition or is undergoing any treatment, medical or otherwise, other than those advised to [UNDERWRITERS] and agreed to them in writing, and that [Jackson] is fit to fulfill the commitment insured herein.

4.3 no knowledge at inception, of any undisclosed matter, fact or circumstances, actual or threatened, that increases or could increase the possibility of a loss under this Insurance.

4.5 declared that all information supplied to support the application for this Insurance is in all respects true and complete and unchanged at the inception of this Insurance.
...

56. UNDERWRITERS contend that they have no duty to indemnify AEG and/or Jackson LLC based upon THE POLICY’S applicable Exclusions, including, but not limited to, Duty of Care, Drugs, and Fraud. THE POLICY includes the following:

This Insurance does not cover any loss directly or indirectly arising out of, contributed to by, or resulting from: ...

7.3 non-appearance at an Insured Performance or Event of any Insured Person due to:

(7.3.4) any known pre-existing, physical, psychological or medical condition unless otherwise agreed in writing by [UNDERWRITERS],

7.4 [AEG’s and/or Jackson LLC’s] or [Jackson’s] lack of care, diligence or prudent behavior, the result of which would increase the risk, and/or likelihood of a loss, hereunder;

7.5 the illegal possession or illicit taking of drugs and their effects; ...

7.12 any fraud, misrepresentation or concealment by [AEG and/or Jackson LLC] or [Jackson].

The policy does not list Michael Jackson by name. Instead, the parties used "Mark Jones" in place of "Michael Jackson" throughout the policy. This is not an uncommon practice when insuring the rich and famous.

Michael Jackson's estate has a fine lawyer, Howard Weitzman. He was quoted as saying, "This legal action is nothing more than an insurance company trying to avoid paying a legitimate claim by the insured."

The issues in this lawsuit are similar to many of the routine insurance coverage cases we handle. Unlike many of ours, though, this is certain to be a Thriller:

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[hesouttamylife]

might as well add this little bit of info;
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Chief exits Oxygen arm Robertson Taylor
1 June, 2011
Music and entertainment broker Robertson Taylor’s chief executive John Silcock has left the company, Insurance Times understands.

Silcock’s directorship at the Oxygen Insurance Brokers subsidiary was terminated earlier this month, according to a Companies House filing.

Advertisement
Oxygen refused to confirm Silcock's departure. “Oxygen does not comment on matters relating to individual employees or employment contracts,” said a spokesman.

Oxygen acquired Lloyd’s broker Robertson Taylor in August 2007.

It specialises in arranging insurance for concerts and tours, and was the broker for Michael Jackson’s ‘This is it’ tour in London that was due to take place in 2009 before the pop star’s death.

Andrew Wallin, managing director of Oxygen Partners, the broker’s wholesale and schemes division, is now listed as managing director of Robertson Taylor, according to its website.

[/size]
Good job lolol/

[CC]

a good point about the fact that AEG could be done for fraud.........................maybe thats what michael has planned for them !!!!        PAY BACK TIME!

Now that is something that I can sink my teeth into!

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Please notice the comment by Tenderoni

Monday, January 4, 2010
Remembering Old Times, Old Clues and Old Friends.
Since the old MJHD database is now available, I was going through some old posts. I realized that somethings were forgotten and should be brought back into the spotlight. So here are some old (but good) posts from the past.

AEG Insured For Death Caused By Overdose

Think hard and remember back to July '09. Remember when it came out that AEG was insured for
death caused by overdose but not death by natural causes. Strange? With this info we asked ourselves:

Is this normal?
We all agreed, the answer was anonymous NO, It's not normal.
Look at an article posted on TMZ:

"Lloyd's of London — Overdose Clause?

Posted Jul 3rd 2009 2:41PM by TMZ Staff
A spokesperson for Lloyd's of London tells us she's never heard of a case where her company has insured someone for a drug overdose.

AEG, the company that was promoting Jackson's London concerts, claimed yesterday the policy it took out from Lloyd's did not cover death from natural causes but did cover overdoses.
Louise Shield – the head of communications for Lloyd's of London — tells us such a policy is “odd” and that she's never heard the company insuring for drug overdoses.
What's more — Shield says the company typically requires a “medical assessment” …. a physical before the policy is written. "

Member Tenderoni added :
"I have been in insurance law for years, and I am tied to the entertainment industry and I have NEVER seen a clause like that. In fact, drugs are usually the reason why you CAN'T get insurance for a movie or tour project. I have never heard of an insurance policy specifically for one thing that entertainment-related insurance companies won't do….especially in light of the fact that they claim he went through the physical. That would show a natural cause related death would be covered but evidence of drugs at that time would negate the insurance.

This makes no sense to me"

So now ask yourself: Is it strange that AEG just happened to be covered for a drug over dose and Michael just so happened to of "died" of just that?
Well YES it is. Yet another factor In this investigation that is just so out-of-the-ordinary. (This is the end of this topic, but she posted more topics.)

Thank you Tenderoni wherever you are!!

AEG says they got a policy for drug overdose and LOL says the drug use was never revealed!!  Which is it.  LOL knows that whatever policy they got it was not going to be paid from the time the cause of death was made public! And once again here is something else that was first reported by TMZ!!

 I want a popcorn eating icon too, because that's what I have been doing since September 2009!!!

Blessings to you all!
OnTheWingsOfLove! mj_dance/

a loooong time ago I made a post about tenderoni that i can´t found now... but this is interesting at least....take a look please!
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 bearhug

[scorpionchik]

Conclusion:
1. MJ had not seen a doctor other than a cosmetic MD since June, 2005, so was in great health.
2. Michael did not take prescription drugs prior to and at the time of his death -- including Propofol, means he's not dead.**
**Original sentence:
Michael did not disclose he was taking prescription drugs prior to and at the time of his death -- including Propofol.

The last one is of course a strange statement, because it's not really possible for a dead guy to say if and what he was taking at the time of his death. I think both point 1 and point 2 are the truth. Why would they lie? Because AEG killed him and wanted to cash in money from this insurance? In that case it would have been better to run him over by a bus, because if he really was in bad health and took RX, it would come out after the autopsy.

What if AEG bought coroner and twisted real autopsy and put out there for LAPD therefore cause of death was changed from murder to manslaughter? Remember? This scares me.
Because there is no way to have drug overdose clause in any policy. I am still not sure there is that clause just because someone wrote article about it nor I see that statement in the Lloyds' complaint, but IF it is true then that clearly indicates AEG got the policy having plans to kill MJ then generate money from insurance and TII because they new MJ can't perform 50 concerts  they wanted,profit from 10 concerts would not be enough for them.

[heartphantom]

very smart!

[scorpionchik]

The last one is of course a strange statement, because it's not really possible for a dead guy to say if and what he was taking at the time of his death. I think both point 1 and point 2 are the truth. Why would they lie? Because AEG killed him and wanted to cash in money from this insurance? In that case it would have been better to run him over by a bus, because if he really was in bad health and took RX, it would come out after the autopsy.

What if AEG bought coroner and twisted real autopsy and put out there for LAPD therefore cause of death was changed from murder to manslaughter? Remember? This scares me.
Because there is no way to have drug overdose clause in any policy. I am still not sure there is that clause just because someone wrote article about it nor I see that statement in the Lloyds' complaint, but IF it is true then that clearly indicates AEG got the policy having plans to kill MJ then generate money from insurance and TII because they new MJ can't perform 50 concerts  they wanted,profit from 10 concerts would not be enough for them.

I want to add that whatever I said above  does not mean I believe Michael is dead. But, MJ would definitely not have planned hoax involving insurance. Thus, he might have planned hoax long time ago, but AEG murder plan took place sooner,however Michael survived and escaped. I would never believe that MJ is in hoax with AEG to fool insurance and get money. That would be a fraud that MJ would never be involved in, AEG- yes, but not MJ.   Though AEG will not get any money.

[scorpionchik]

very smart!

could you be more specific? There are many posts. This issue is very serious hoaxwise and murderwise. When insurance company (though Lloyds is not a company per se, they are about a hundred syndicates) is involved, it is not a joke.

[heartphantom]

Everything you just said. I believe it, always did. And my posts prove that.  I didn't want to share because i know people reject anything that doesn't make Michael  a hero. They need to know him being total control, being the starter of his hoax but i think he was forced into escaping AS SOON AS. Thank God i'm not the only one having this possible scenario in my mind. I'm not saying this is the truth but why is everybody so sure that it isn't? That's what i don't get. was Murray hired by AEG? pale/